The farm industry is a rapidly changing, complex industry. Additionally, the risks have never been greater. Our dedicated industry experts understand the farm business and will work with you to identify potential risks and implement a comprehensive risk management plan to cover them.
Areas served: Stammen Insurance offers farm insurance products in West Central Ohio, including Celina, St. Henry and St. Marys, and throughout East Central Indiana.
Farm Property Insurance
Protection for your home and your belongings against damage from fire, lightning, windstorms and hail, and most accidental losses including vandalism, theft and broken glass. This insurance will also protect sheds, barns, detached garages or other outbuildings.
Farm Liability Insurance
Don’t risk losing your farm, especially if it’s been in your family for generations. Our farm liability coverage gives you the protection you need for the unexpected, such as accidental bodily injury, medical expenses or property damage for which you are legally responsible.
Farm Auto and Trucks
Vehicles used on a farm are the same as those used by private individuals or businesses, so the insurance coverage needed is essentially the same. Private passenger vehicles and light trucks may be insured on a personal auto policy as long as they are titled in the individual owner’s name. Vehicles that are titled in a business or farm name must insured on a commercial auto policy regardless of their use.
Farm Umbrella Insurance
Farm Umbrella Coverage can help protect your farm by providing additional coverage where and when you need it most. This coverage goes above and beyond your basic liability limits to help the legal aftermath of catastrophic situations where you are legally and financially liable. No one expects this kind of disaster, but with Farm Umbrella Insurance, you’re protected if it does.
Farm livestock Insurance
Farm livestock insurance policy covers common farm animals, including cattle, sheep, goats, hogs, and horses or mules used primarily for farm work or riding purposes. Show animals are not eligible.